Katy, TX Mortgage Broker — Local Expertise, 16+ Lenders, One Great Rate

Buying, building, or refinancing a home in Katy? I'm Dax Riley with Texas Lending Pro, a local mortgage broker serving Katy, Cinco Ranch, Five Points, Cross Creek Ranch, and the greater west Houston area.

Here's the difference between a broker and a bank: a bank offers you one rate — theirs. As a broker, I submit your loan to 16+ lenders and let them compete for your business. That means lower rates, more loan options, and a loan structured around your goals, not a bank's quarterly targets.

Katy Home Loans We Handle

• Purchase loans — pre-approval in minutes, closings that don't slip

• Zero down and low down payment — VA, USDA, and Texas assistance programs

• Construction loans — for Katy's booming new-build communities

• Refinancing — rate-and-term and cash-out

• Jumbo loans — for Katy's move-up market

Why Katy Homeowners Choose Texas Lending Pro

• Local — we know Katy appraisers, HOAs, and new-build communities

• 16+ wholesale lenders means we can often beat bank pricing

• You work with one licensed Texas loan officer from application to closing

• Fast closings — your file never sits in a call-center queue

Frequently Asked Questions

Q: How do I get pre-approved for a mortgage in Katy, TX?

A: Pre-approval takes minutes. Call or book online, and we'll review your income, credit, and goals, then issue a pre-approval letter you can use with any Katy-area seller.

Q: What credit score do I need to buy a house in Katy?

A: It depends on the loan type — options exist from 580+ (FHA), and some programs go lower. We'll show you exactly which programs you qualify for.

Q: Do you charge broker fees?

A: We're transparent about all costs. Because lenders compete for your loan, our pricing often comes out ahead of bank rates even after fees — we'll show you the comparison.

Q: Can you help with new construction in Cinco Ranch or Elyson?

A: Yes — new-build financing is a Katy specialty of ours, including construction-to-permanent loans.

Get Pre-Approved Today

Call 713-725-9297 or book online — and let 16+ lenders compete for your Katy home loan. Learn more about Texas Lending Pro or our zero down mortgage programs.